An insurance policy known as homeowners insurance covers loss or damage to a person’s home as well as any personal belongings kept there.
There are several homeowners insurance providers to pick from in the US, each with unique policies and coverage options.
In this post, we’ll give a general review of the best homeowners insurance providers in the country, discussing things like their background, available coverage, and client feedback.
Table of Contents
State Farm
With more than 16% of the market, State Farm is one of the biggest providers of homeowners insurance in the country.
The business was established in 1922, and its main office is in Bloomington, Illinois. State Farm provides a selection of homeowners insurance plans that include liability, personal property, and home damage coverage.
The organisation also provides other coverage choices, such as identity theft protection, earthquake insurance, and flood insurance.
With an A+ rating from the Better Business Bureau and a 4.5 out of 5 star rating from J.D. Power, State Farm typically receives very high customer satisfaction ratings.
Allstate
With approximately 9% of the market share, Allstate is another significant provider of homes insurance. The business is headquartered in Northbrook, Illinois, and was established in 1931.
In addition to typical policies that cover damage to the house and personal belongings, Allstate now offers extra coverage choices including flood insurance and identity theft protection.
Homeowners can also take advantage of a number of savings from Allstate, including those for installing a security system and combining multiple policies.
J.D. Power has awarded Allstate a 4 out of 5 star rating for their commitment to providing excellent customer service.
Liberty Mutual
A Boston-based insurance provider called Liberty Mutual provides homeowners insurance coverage all across the United States.
The business, which was established in 1912, is renowned for offering a wide range of insurance products, such as home, life, and auto insurance.
Standard homes insurance plans are available from Liberty Mutual, along with extra options for coverage including flood and earthquake insurance.
The business also provides homeowners with a variety of discounts, such as savings for installing a security system or being first-time homeowners. With a 4 out of 5 star rating from J.D. Power, Liberty Mutual has a solid reputation for providing excellent customer service.
Nationwide
Homeowners insurance coverage are provided across the country by Nationwide, an insurance provider with headquarters in Columbus, Ohio.
The business was established in 1926 and is renowned for its selection of insurance products, which includes home, vehicle, and life insurance. Standard homes insurance plans are available from Nationwide, along with extra options for coverage including flood insurance and identity theft security.
The business also provides homeowners with a variety of discounts, such as savings for installing a security system or being first-time homeowners. With a 4 out of 5 star rating from J.D. Power, Nationwide has a solid reputation for providing excellent customer service.
USAA
Current and former members of the armed forces, as well as their families, can get homeowners insurance from USAA, an insurance provider with headquarters in San Antonio.
The business, which was established in 1922, is renowned for the variety of insurance products it offers, such as home, life, and auto insurance. Standard homes insurance plans are available from USAA, along with extra options for coverage including flood and earthquake insurance.
Additionally, the business provides homeowners with a variety of discounts, including ones for bundling numerous policies. With a J.D. Power rating of 5 stars out of 5, USAA has a solid reputation for providing excellent customer service.
Travellers
Homeowners insurance plans are provided by Travellers, an insurance business with headquarters in Hartford, Connecticut.
The business, which was established in 1853, is renowned for the variety of insurance products it offers, such as home, life, and auto insurance.
Standard homeowners insurance plans are available from Travellers, along with extra options for coverage including flood insurance and identity theft security.
The business also provides homeowners with a variety of discounts, such as savings for installing a security system or being first-time homeowners. With a 4 out of 5 star rating from J.D. Power, Travellers has a solid reputation for providing excellent customer service.
American Family Insurance
Having its headquarters in Madison, Wisconsin, American Family Insurance provides homes insurance coverage across the country.
The business, which was established in 1927, is renowned for the variety of insurance products it offers, including coverage for homes, cars, and lives. Standard homes insurance plans are available from American Family Insurance, along with extra options for coverage including flood insurance and identity theft defence.
Homeowners can also take advantage of a number of discounts from the provider, including those for installing a security system and bundling numerous policies. With a 4 out of 5 star rating from J.D. Power, American Family Insurance has a solid reputation for providing excellent customer service.
Chubb
Homeowners insurance coverage are provided by Chubb, an insurance provider with headquarters in New York. The business, which was established in 1882, is renowned for the variety of insurance products it offers, such as home, life, and auto insurance.
Chubb provides regular homeowner insurance plans in addition to extra alternatives for coverage like flood insurance and identity theft security.
The business also provides homeowners with a variety of discounts, such as savings for installing a security system or being first-time homeowners. With a 4 out of 5 star rating from J.D. Power, Chubb has a solid reputation for providing excellent customer service.
Erie Insurance
Homeowners insurance plans are provided by Erie Insurance, an insurance provider with offices in Erie, Pennsylvania. The business, which was established in 1925, is renowned for the variety of insurance products it offers, such as home, life, and auto insurance.
Standard homes insurance plans are available from Erie Insurance, along with extra options for coverage including flood insurance and identity theft security.
The business also provides homeowners with a variety of discounts, such as savings for installing a security system or being first-time homeowners. According to J.D. Power, Erie Insurance receives a 4 out of 5 star rating for customer service.
It’s crucial to take into account aspects like coverage options, discounts, and customer satisfaction scores when selecting a homes insurance provider.